"Solve your debt problems today with a single affordable monthly payment."
04 September 2010
Debt problems? Help and advice are available
Losing your job, having a baby, divorce or separating from a partner, sickness or bereavement all of these things can make it very difficult to manage a budget. You can fall behind with your rent or mortgage payments and other bills mount up. Soon you can find yourself juggling payments and in debt.
The good news is there are many options available that will relieve the stress and worry of your debt, all with a single affordable monthly payment, and if you qualify for an IVA, you could clear a very large portion of your unsecured debt. In many cases as much as 75%!
If you are concerned about your debts, try not to worry but do not ignore your problem. There is help for both homeowners and tenants who have total unsecured debts of £2,000 or more.
Complete the enquiry form and we will get a Professional Debt Adviser to contact you. They offer free impartial debt help and advice and will discuss which options are available to you 24 Hour Response Guaranteed!
Information on IVA's, the criteria, the process, plus the benefits. More...
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Information on Bankruptcy, the process, plus the pros and cons. More...
Information on Trust Deeds, the process, plus the benefits. More...
Below is a recent case showing how much you can reduce your payments with an IVA.
Mr & Mrs Arnold were paying £1356 per month to their unsecured creditors. They owed a total of £47,563 unsecured which consisted of 3 personal loans, 6 credit cards and 2 store cards as well as 2 overdrafts. Their combined monthly income was £2,345. After they paid their rent, council tax and monthly bills they were left with £1,000 to pay the creditors. This was not enough and they soon found themselves in a financial predicament.
They now have a formal arrangement with their creditors under an IVA. We gained approval to significantly reduce their monthly contractual repayments and they now pay £341 per month. They will pay this for 60 months and after that the remaining debt will be legally written off through government legislation.
Client Name: Mr & Mrs Arnold
Town: Littlehampton, West Sussex
Description:
Mr & Mrs Arnold were paying £1356 per month to their unsecured creditors. They owed a total of £47,563 unsecured which consisted of 3 personal loans, 6 credit cards and 2 store cards as well as 2 overdrafts. Their combined monthly income was £2,345. After they paid their rent, council tax and monthly bills they were left with £1,000 to pay the creditors. This was not enough and they soon found themselves in a financial predicament.
They now have a formal arrangement with their creditors under an IVA. We gained approval to significantly reduce their monthly contractual repayments and they now pay £341 per month. They will pay this for 60 months and after that the remaining debt will be legally written off through government legislation.